Learn how to prepare for homeownership - one of the most important decisions an individual or family can make. This guide readies you for the challenges in the homebuying and financing process and offers steps you can take as you prepare to buy your home.
|Evaluate Your Credit.
This handy guide provides insights on your credit rating and helps you understand how mortgage lenders decide if they will loan you money for your new home. Learn where you can find a free copy of your credit report and how to potentially improve your credit score.
|Shop for a Mortgage.
This guide contains important information on the new mortgage rules in effect as October 3, 2015. Learn how these changes, including information on the new Loan Estimate and Closing Disclosure forms will impact the process and what you can do to prepare.
|Get the Facts on Closing.
You've found the house of your dreams, and a mortgage product that works for you...now what?. Learn about the closing process, types of paperwork and documents required, and what your new mortgage will include. Don't be surprised by fees, taxes and deadlines and review this brochure to ensure your closing runs smoothly.
|Plan for the Unexpected.
Prepare. Even an experienced homeowner needs to plan and budget for unforeseen problems so that they meet their financial obligations. This guide advises you on ways you can budget for your new home, preparing for surprises and unknowns and learn how to work with your lender if unforeseen circumstances should arise.